Comprehensive Financial Planning: 6 Key Areas

Financial Position

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  • Know your current net worth

  • Track your current income & expenses

  • Manage your debt

  • Project your current net worth income & expenses

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Adequate Protection

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  • Help provide for survivors in case of premature death

  • Help protect a portion of income lost if disabled

  • Help protect your ability to meet your accumulation goals

  • Help protect your ability to pay off outstanding debt

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Wealth Accumulation Strategies

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  • Create & maintain adequate cash reserve strategies

  • Provide for education expenses

  • Buy  a house or vacation home

  • Review your investment portfolio

Retirement Planning​

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  • Help ensure adequate retirement income

  • Government benefits

  • Employee benefit plans

  • Personal savings & investments

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Tax Reduction Strategies​

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  • Help Minimize federal & state income taxes

  • Help protect against future income tax liabilities

  • Help develop long term tax reduction strategies

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Estate Planning​

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  • Determine Exposures to estate & inheritance taxes

  • Outline appropriate estate planning vehicles

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