Special Needs Planning

Financial Position

  • Track your current income & expenses

  • Manage your debt

  • Project your child's special needs expenses

  • Family resource dynamic

Adequate Protection

  • Help provide for survivors in case of premature death

  • Help protect a portion of income lost if disabled

  • Help protect your ability to pay off outstanding debt

  • Help provide for special needs vision funding

Wealth Accumulation Strategies

  • Help provide for education expenses

  • Review your investment portfolio

  • Help provide support, care & maintenance

  • Help preserve eligibility

Life Care Planning

  • Create a special needs vision

  • Create a letter of intent

  • Determine the organizations that may provide resources

  • Family involvement

Tax Reduction Strategies

  • Help Minimize federal & state income taxes

  • Help protect against future income tax liabilities

  • Help develop long term tax reduction strategies

  • Help manage eligible special needs deductions

Retirement Planning

  • Help ensure adequate retirement income

  • Government benefits

  • Employee benefit plans

  • Personal savings & investments

  • Project the impact of an early retirement

Estate Planning

  • Outline appropriate estate planning vehicles

  • Trusts including Special Needs Trusts

  • Choose guardians, executors & trustees

  • Planned giving strategies

Assistance Planning

  • SSI & SSDI

  • Medicaid

  • Waiver programs

  • Help maintain eligibility