For internal Skylight Financial Group use only. Not to be shown or distributed outside the firm.
Special Needs Planning
Financial Position
Adequate Protection
Wealth Accumulation Strategies
Life Care Planning
Tax Reduction Strategies
Retirement Planning
Estate Planning
Assistance Planning
Financial Position
- Track your current income & expenses
- Manage your debt
- Project your child's special needs expenses
- Family resource dynamic
Adequate Protection
- Help provide for survivors in case of premature death
- Help protect a portion of income lost if disabled
- Help protect your ability to pay off outstanding debt
- Help provide for special needs vision funding
Wealth Accumulation Strategies
- Help provide for education expenses
- Review your investment portfolio
- Help provide support, care & maintenance
- Help preserve eligibility
Life Care Planning
- Create a special needs vision
- Create a letter of intent
- Determine the organizations that may provide resources
- Family involvement
Tax Reduction Strategies
- Help Minimize federal & state income taxes
- Help protect against future income tax liabilities
- Help develop long term tax reduction strategies
- Help manage eligible special needs deductions
Retirement Planning
- Help ensure adequate retirement income
- Government benefits
- Employee benefit plans
- Personal savings & investments
- Project the impact of an early retirement
Estate Planning
- Outline appropriate estate planning vehicles
- Trusts including Special Needs Trusts
- Choose guardians, executors & trustees
- Planned giving strategies
Assistance Planning
- SSI & SSDI
- Medicaid
- Waiver programs
- Help maintain eligibility